The New Health Insurance Solution: How to Get Cheaper, Better Coverage Without a Traditional Employer Plan

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From the Publisher: Since 1945, most Americans have received health insurance directly from their employer. That is about to change. Starting this Fall, employers will be telling millions of employees: go buy your own health insurance, and we will pay for it, or, here is up to $5000, use it to pay for your basic medical expenses, and you get to keep any of that money you don't spend. The problem that this book solves is that employees don't know what Health Savings Accounts are, or how to buy their own health insurance, and they don't know how to shop intelligently for doctors, drugs or health care. This trend is called Consumer Directed Healthcare, and according to a recent cover story in BusinessWeek magazine, by next year 730f US employers will be offering health savings accounts to their employees. Next January 10 million government employees will become eligible for health savings accounts. Over the next five years it is estimated that 32 million people will sign up for some form of consumer directed health care. What this means is that for the first time, millions of Americans will be motivated to be as smart about health care shopping as they are about grocery shopping. Paul Pilzer's book will explain to them what their options are, why the new consumer directed health plans are better, safer, and cheaper than traditional employer-sponsored health insurance, and how the average family can save $5000 a year or more, on health care costs. This book will teach you how to: (1)Immediately save your family $5, 000 - $15, 000 each year even if you are healthy (2)Get affordable health insurance for you and your family for the rest of yourlife (3)Get better medical care for less money than you are currently paying (4)Save 500n prescription drugs (5) Accumulate up to $1 million or more for future medical or retirement expense with a Health Savings Account (6) Protect yourself and your family inheritance from devastating medical and nursing home expenses when you are older